policy

Using the Skernelvarn AI research service — Terms of Use

The terms and conditions that govern your use of the this research tool website and research assistance service.

Nature of the service and limitations

this research tool provides an AI-assisted research tool designed to help private investors organise information, examine assumptions, compare scenarios, and form more independent views about investment-related topics. The service is provided for informational and research purposes only. Nothing on this website or within the this research tool service constitutes financial advice, investment advice, or any other form of regulated advice. this research tool is not authorised or regulated by the Financial Conduct Authority for the purpose of providing financial advice.

The outputs produced by this research tool are analytical in nature and are intended to support your own independent thinking. They do not constitute recommendations to buy, hold, or sell any investment, and they should not be relied upon as the sole basis for any financial decision. You are solely responsible for any decisions you make in connection with your investments. If you require regulated financial advice, you should consult a qualified financial adviser authorised by the Financial Conduct Authority.

Acceptable use of the service

By using this research tool, you agree to use the service only for lawful purposes and in a manner consistent with these terms. You must not use the service to engage in any activity that is unlawful, harmful, or that infringes the rights of others. You must not attempt to circumvent any security measures, interfere with the operation of the service, or use automated tools to access the service in a manner that places unreasonable demand on our infrastructure.

The content and materials available through this research tool are protected by intellectual property rights. You may use them for your own personal research purposes, but you may not reproduce, distribute, or commercially exploit them without our prior written consent. We reserve the right to suspend or terminate access to the service for any user who breaches these terms or who uses the service in a manner we reasonably consider to be harmful or inappropriate.

Liability, changes and governing law

this research tool is provided on an as-is basis. While we take care to ensure the service operates reliably and that the research assistance it provides is analytically sound, we make no warranties, express or implied, regarding the accuracy, completeness, or fitness for purpose of any content or output. To the fullest extent permitted by applicable law, we exclude liability for any loss or damage arising from your use of the service, including any financial loss resulting from investment decisions made in connection with your use of this research tool.

We may update these terms from time to time. When we make material changes, we will update the date at the top of this page. Continued use of the service after changes are published constitutes acceptance of the revised terms. These terms are governed by the laws of England and Wales, and any disputes arising from them are subject to the exclusive jurisdiction of the courts of England and Wales. If you have any questions about these terms, please contact us at contact@skernelvarn.com.